Who Are We?
We are a financial firm that provides “ light and truth” in the community for personal and business finances. Using The Living Balance Sheet™, we will assist our clients in building long term financial independence. Our most important job is providing financial security and an abundant life for those we serve.
The Living Balance Sheet® (LBS) and the LBS Logo are registered service marks of The Guardian Life Insurance Company of America (Guardian), New York, NY. © Copyright 2005-2016 Guardian
Tax-Advantaged Retirement Planning
Reduce your tax liability in retirement.
College Funding Ideas
The cost of college isn’t getting cheaper. Learn about some financial tools that can help you save.
Should You Invest in Exchange Traded Funds?
There are hundreds of ETFs available. Should you invest in them?
Protection. We’re obsessed with it these days.
A few strategies that may help you prepare for the cost of higher education.
Millennials can opt to follow a values-based investing strategy to invest their money in conscientious ways.
Careful and considered planning can help you nurture your business through its lifecycle into an independent enterprise.
Lifestyle considerations in creating your retirement portfolio.
The tax rules governing profits you realize from the sale of your home have changed in recent years.
Estimate the total cost in today's dollars of various mortgage alternatives.
This calculator can help determine whether it makes sense to refinance your mortgage.
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
This calculator may help you estimate how long funds may last given regular withdrawals.
Estimate how much income may be needed at retirement to maintain your standard of living.
This calculator helps estimate your federal estate tax liability.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
There are some key concepts to understand when investing for retirement
There are a number of ways to withdraw money from a qualified retirement plan.
How federal estate taxes work, plus estate management documents and tactics.
There are some smart strategies that may help you pursue your investment objectives
It's easy to let investments accumulate like old receipts in a junk drawer.
Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe.
How does your ideal retirement differ from reality, and what can we do to better align the two?
That big list of dreams and goals isn't the only way to look at your bucket list.
A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all.
The seas of the market are constantly shifting. Whether the good ship IPO can set sail may depend heavily on the tides.